Turn the Key (TTK) is a City of Philadelphia initiative created to provide affordable homeownership opportunities to income-qualified first-time homebuyers. TTK is on track to help build 1,000 new, energy-efficient homes on publicly-owned land. Eligible buyers may receive up to $75,000 to make purchasing a home more attainable. Through partnerships with local developers, Turn the Key is helping buyers secure quality, energy-efficient homes and
build long-term equity.
Click here to see Turn the Key in the News.
Dreaming of purchasing your first home?
Then “Turn the Key” may be for you!
“Turn the Key” is part of Mayor Cherelle L. Parker’s historic Housing Opportunities Made Easy (H.O.M.E.) Plan. Through “Turn the Key” income eligible first-time homebuyers can receive UP TO $75,000 in mortgage buydown assistance and the $10,000 Philly First Home grant to help with closing costs toward the purchase of a newly constructed home built on vacant city owned land. You can connect directly with “Turn the Key” developers, “Turn the Key” mortgage lenders and other first-time homebuyer resources. Register today and begin your exciting journey to homeownership at the “Turn the Key” Open House!
PHDC “Turn the Key” Open House Information Sessions are now closed.
How does TTK Work?
Am I eligible?
You must be a first-time buyer – a person who has never owned a home or who has not owned a home for three years prior to applying to Turn The Key.
You must complete PHDC-approved one-on-one homeownership counseling before signing an Agreement of Sale.
Your household income can be no higher than 100% of Area Median Income (AMI) – the amount that matches up with the size of your household. AMI is calculated by the federal government for use by housing assistance programs.
I think I am eligible and ready to apply, what are the next steps?
Please click here to create your account and fill out an application. You will see a confirmation that your account was created and information received after you submit.
This form does NOT guarantee housing or add you to a waiting list. You will be notified when construction begins on houses in selected neighborhoods.
Click here to see the Turn The Key process.
Turn The Key Housing Counseling Intake Instructions
Housing Counseling is required to participate in the Turn The Key. Housing counseling is available through PHDC and other city-funded agencies. Please follow the steps outlined on this page to schedule housing counseling with PHDC.
Turn The Key Lenders
Need a lender? Turn The Key approved Participating Lenders can help! Click here for a list of these lenders and their details.
Where are Turn The Key homes being built?
We are building houses on publicly owned land across the city. Click on one of the neighborhoods listed below where you will find brochures for each neighborhood by developer with all the addresses of the houses being built. Also, you can explore the map below.
- Brewerytown
- SOLD OUT
Brewerytown Civetta Property Group Properties - Brewerytown Frankel Enterprises Myrtlewood LLC Properties
- SOLD OUT
- East Kensington/Port Richmond
- East Kensington/
Port Richmond – Martha Street Project - East Kensington/
Port Richmond – CD1 - East Kensington/
Port Richmond
SOLD OUT - East Kensington – William Street Project
SOLD OUT
- East Kensington/
- Grays Ferry
- Grays Ferry
SOLD OUT - Grays Ferry Sears Street SOLD OUT
- Grays Ferry Dover/Myrtlewood
- Ludlow
- Ludlow Darien
- Ludlow Oxford
- North Central
SOLD OUT - Point Breeze
- Sharswood
- Strawberry Mansion – 31st Street
- Sharswood/
Blumberg
SOLD OUT - Strawberry Mansion
SOLD OUT - Wharton/South Philadelphia
SOLD OUT - West Poplar
- West Kensington
Income Guidelines
Income is calculated using gross income for all members of the family who will live in the home.
| Family Size | Maximum Annual Household Income |
|---|---|
| 1 | $83,600 |
| 2 | $95,600 |
| 3 | $107,500 |
| 4 | $119,400 |
| 5 | $129,000 |
| 6 | $138,600 |
| 7 | $148,100 |
| 8 | $157,700 |
| More than 8 add per person | $9,550 |
TTK Flyers
View the English/Spanish flyer
View the English/Chinese flyer
Want to see how TTK is doing by the numbers? Check out the TTK Flyer At A Glance
Questions
The Turn the Key Frequently Asked Questions (FAQs) page can help. Have specific questions? Email turnthekey@phdc.phila.gov
