INCOME GUIDELINES

PHDC’s home repair programs are limited to low- and moderate-income households. These income guidelines are based on the Section 8 annual income limits for low- and moderate-income households set by the U.S. Department of Housing and Urban Development (HUD), effective May 15, 2023. They are revised annually. The Heater Hotline program uses 150% of the poverty guidelines, effective January 12, 2023.

Annual Income by Household Size
Program name12345678>8 per month
per person
Adaptive Modifications Program (1)$48,200 $55,100 $61,950 $68,850 $74,350 $79,850 $85,350 $90,850 $5,500
Basic Systems Repair Program (1)$48,200 $55,100 $61,950 $68,850 $74,350 $79,850 $85,350 $90,850 $5,500
Eviction Diversion Program (EDP) Targeted Financial Assistance (5)$64,250$73,400$82,600 $91,750 $99,100 $106,450 $113,800 $121,150 $7,350
Neighborhood Energy Centers$40,150 $45,900 $51,650 $57,350 $61,950 $66,550 $71,150 $75,750 $4,450
Heater Hotline Program (2)$22,590 $30,660 $38,730 $46,800
$54,870 $62,940 $71,010 $79,080 $8,070
Philly First Home Program (3)$80,300 $91,800 $103,250 $114,700 $123,900 $133,100 $142,250 $151,450 $9,150
Rental Improvement Fund (6)$46,920 $53,580 $60,300 $66,960 $72,360 $77,770 $83,040 $88,040
Restore, Repair, Renew (4)$96,350 $110,150 $123,900 $137,650 $148,700 $159,700 $170,700 $181,700 $11,050
(1) Represents 60% of Area Median Income under HUD Section 8 annual income limits, effective April 1, 2024.
(2) Represents 150% of federal poverty-level guidelines, effective January 17, 2024.
(3) Represents 100% of Area Median Income under HUD Section 8 annual income limits, effective April 1, 2024.
(4) Represents 120% of Area Median Income under HUD Section 8 annual income limits, effective April 1, 2024.
(5) Represents 80% of Area Median Income under HUD Section 8 annual income limits, effective April 1, 2024.
(6) Represents 60% of Area Median Income under PHFA annual income limits, effective June 15, 2023

Philadelphia’s Foreclosure Prevention Program and housing counseling services are open to all Philadelphia residents regardless of income.