Am I eligible?

• You must be a first-time buyer – a person who has never owned a home or who has not owned a home for three years prior to applying to Turn The Key.
• You must complete PHDC-approved one-on-one homeownership counseling before signing an Agreement of Sale.
• Your household income can be no higher than 100% of Area Median Income (AMI) – the amount that matches up with the size of your household. AMI is calculated by the federal government for use by housing assistance programs.

I think I am eligible and ready to apply, what are the next steps?

Please click here to create your account and fill out an application. You will see a confirmation that your account was created and information received after you submit.

This form does NOT guarantee housing or add you to a waiting list. You will be notified when construction begins on houses in selected neighborhoods.

Turn The Key Housing Counseling Intake Instructions

Housing Counseling is required to participate in the Turn The Key. Housing counseling is available through PHDC and other city-funded agencies. Please follow the steps outlined on this page to schedule housing counseling with PHDC.

Turn The Key Process  and Happy Homeowners

Click here to see the Turn The Key process and check out this video with some of our recent Turn The Key homeowners enjoying homeownership!

Where are Turn The Key homes being built?

Click here to see where Turn the Key homes are being built across the city.

Turn The Key Basics

Here’s a Calendar of upcoming Turn The Key Open Houses.

Want to see how TTK is doing by the numbers? Check out TTK Flyer At A Glance

Download the TTK English/Spanish Flyer or the TTK Simplified Chinese flyer

Questions? The Turn the Key Frequently Asked Questions (FAQs) can help.

Need a lender? The Turn The Key approved Participating Lenders can help! Click here for details.

Have specific questions? Email turnthekey@phdc.phila.gov

Income Guidelines (100% AMI)